Payment Options

Ken Muncy Air Conditioning gladly accepts payment by cash, check, VISA or Mastercard. Need more options? Read on to learn about our financing and leasing packages.


We offer financing through Wells Fargo Bank. To apply, download, print and complete our credit application form. Then, either fax the completed form to 480-892-7640 or mail it to Ken Muncy Air Conditioning, 1387 E. Barbarita Ave, Gilbert, AZ 85234. Alternately, you may call us at 480-209-4540 and request an application to be mailed.

Commercial Leasing

The benefits of leasing, rather than borrowing from the bank or paying cash, are numerous. While a bank loan provides direct ownership and the interest expense may be tax-deductible, it reduces valuable business credit lines, may have a short repayment term, and may not cover extras such as taxes, freight and installation.
Paying cash also provides direct and immediate ownership and eliminates finance charges. However, using cash for a large expenditure reduces operating cash that could have been used for alternate investments and provides no hedge against inflation.

Leasing through Trane Leasing Services:

Allows your business to spread the cost of the entire system, including equipment, facilities engineering, installation and delivery, over the lease term
Can provide fixed or variable payments
Offers flexibility in structuring: two- to seven-year terms and monthly, quarterly, semiannual, or annual payment schedules
Offers flexibility to accommodate seasonal periods or sales peaks with “step-up” or “step-down” options
Allows the later upgrade or addition of equipment to the lease
Offers an option for start-ups and new businesses (defined as businesses less than two years old): maximum term is 36 months and may require up to 20% down payment
We will work with you to tailor a Conditional Sales Contract Leasing Program specific to the needs of your business. Please contact us for more information.